This Privacy Policy explains how Marks International Bank collects, uses, and protects your personal information.
1. Introduction
Marks International Bank ("MIB", "we", "us", or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our banking services, website, and mobile applications (collectively, the "Services").
By using our Services, you consent to the data practices described in this policy. If you do not agree with our policies and practices, please do not use our Services.
2. Information We Collect
2.1 Personal Information
We may collect the following types of personal information:
- Contact information (name, email, phone number, address)
- Identification information (date of birth, government ID numbers)
- Financial information (account numbers, transaction history)
- Employment information (employer name, income)
- Technical information (IP address, device information)
2.2 How We Collect Information
We collect information when you:
- Open an account or apply for services
- Make transactions or use our banking services
- Contact customer support
- Use our website or mobile apps
3. How We Use Information
We use your information to:
- Provide and maintain our Services
- Process transactions and prevent fraud
- Comply with legal and regulatory requirements
- Improve our products and services
- Communicate with you about your account
- Personalize your experience
4. Information Sharing
We may share your information with:
- Service providers who assist in our operations
- Regulatory authorities as required by law
- Credit bureaus for identity verification
- Other financial institutions for payment processing
We do not sell your personal information to third parties.
5. Security
We implement appropriate technical and organizational measures to protect your personal information, including:
- Encryption of sensitive data
- Secure servers and networks
- Regular security audits
- Employee training on data protection
6. Your Rights
Depending on your jurisdiction, you may have the right to:
- Access your personal information
- Request correction of inaccurate data
- Request deletion of your data
- Object to certain processing activities
- Request restriction of processing
- Data portability
To exercise these rights, please contact us using the information below.
7. Cookies & Tracking
We use cookies and similar tracking technologies to:
- Authenticate users and prevent fraud
- Remember your preferences
- Analyze website traffic and usage
You can control cookies through your browser settings.
8. Children's Privacy
Our Services are not directed to children under 13. We do not knowingly collect personal information from children under 13. If we learn we have collected such information, we will delete it.
9. Changes to Policy
We may update this Privacy Policy from time to time. We will notify you of material changes through our Services or by email. Your continued use of our Services constitutes acceptance of the updated policy.
If you have questions about this Privacy Policy or our data practices, please contact us at:
Marks International Bank
Data Protection Officer
123 Financial District
New York, NY 10001
Email: privacy@marksinternationalbank.com
Phone: (555) 123-4567